Industry news and views from Panacea and our partners.
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Real Life cover from The Exeter its what makes us different
Real Life is designed to help your clients living with serious or multiple medical conditions get the valuable cover they need to protect themselves and their families.
Cura: The Practical Protection Podcast Season 2 Episode 10
Simoney is on a mission to clear up rogue lead generation firms. From the start we are clear on this, not all lead generation firms are iffy, there are many out there that are completely reputable. As with anything in life you get some good and you get some bad.
The Exeter: We love income protection
At The Exeter, we love income protection (IP) and despite sales having increased by 21% in 2019*, we know that it doesnt get enough airtime.
Cura: The Practical Protection Podcast Season 2 Episode 9 Richard Lemmon - Living with Parkinson's Disease
My Dad was diagnosed with Parkinson's disease in his early 50s and he is now 66. He is going to be chatting about how his condition started to affect his ability to work in the police force and what having his symptoms feels like.
Using specialist protection advisers
Many advisers avoid recommending critical illness policies because its a jungle terrain they dont care to traverse. Many continue to treat it like a pure life assurance plan and opt for the cheapest whilst others favour one particular company, perhaps because of the strong brand or maybe because they once worked there and are familiar with the plan structure.
The Exeter: Preparing for your income protection conversation
If anything, 2020 has taught us to expect the unexpected, and that being unable to work can quickly turn our world upside down.
The Exeter: World Mental Health Day: Is technology opening more doors and how can your clients benefit?
Greater investment and better access to mental health support is the focus for this years World Mental Health Day on 10th October 2020.
The Exeter: Making it easy for you to talk about income protection
Income protection (IP) sales grew by 21% year-on-year in 2019*, but despite this growth life insurance and critical illness remain a priority for many when discussing protection needs.
The Exeter: Introducing our new Income first toolkit
At The Exeter we believe that safeguarding income should be the foundation of every financial protection conversation. Thats why were asking you to put your clients income first when determining their protection needs.
The Exeter: Its time to join the income protection revolution
When it comes to protecting incomes against the impact of the unknown, the need for a financial safety net has never been more evident.
CuraVision - The ABCs Mr S Skin Cancer & High BMI
In her latest CuraVision The ABCs, Kathryn talks about Sam*, who came to Cura with a need for life insurance. He asked for our help as he had a high BMI and had previously had skin cancer, he had been struggling to get insurance.
Guardian recruits new sales director and promotes marketing & proposition director
Hilary Banks, of Vitality, to join challenger as Andy Peters moves on
The Practical Protection Podcast Season 2 Episode 6 Alan Knowles - A Masterclass in High Risk Life Insurance¬
This week I am chatting to Alan Knowles, Managing Director of Cura, known for his work as a specialist insurance adviser. Alan is also the Chair of the PDG, founding member of the Access to Insurance working group and recently appointed as an executive for the Income Protection Task Force. As a side note he is also my husband and I promise that we kept our banter to a minimum!
The Exeter: Its time to be concerned about the impact of ill health
Our latest research into the financial resilience of the self-employed has found that 62% are not worried about a loss of income due to illness or injury.
Cura: The Practical Protection Podcast - Season 2 Episode 5 Lindsay Mason - A Claims Journey
Its episode 5 of season 2, and this week I am speaking with Lindsay Mason, my colleague at Cura, who has been through some significant events this year.
Inside IP interviews Vicky Churcher
We chat to AIG Life's Intermediary Director Vicky Churcher about understanding the real value of income protection and bridging the gap between insurers and advisers.
AIG: Lockdown: Walking, wine and expert advice
Your clients with an AIG policy have access to a team of specialist nutritionists and sports coaches.
AIG: Getting cover in an instant
Getting life insurance sorted probably isnt at the top of your clients to-do lists. Make ticking it off easier with Instant Life Insurance from AIG.
AIG: Discover health and wellbeing on demand
Many people struggle to make it to their GP when they feel poorly or know something is wrong. In fact, almost 2/3 of people agree that they find it hard to get an appointment at a time that suits them.*
A spotlight on the self-employed: 60 minutes unstructured CPD content from The Exeter
Our latest research Ill Prepared 2020 the self-employed financial resilience report takes an in-depth look at the near five million self-employed workers in the UK.
Cura: The Practical Protection Podcast Season 2 Episode 4 Sue Kinsella RedArc Nurses
Im very happy to share with you episode 4 of season 2 and its all about RedArc Nurses.
The Exeter: Income protection is a necessity not a nice to have
Arguably the need for income protection insurance (IP) has never been greater particularly for the near five million people who are self-employed.
Cura: The Practical Protection Podcast - Season 2 Episode 3 Cancer & Insurance
Season 2 is in full swing, and Im delighted to bring you episode 3, featuring my special guest Leo Miles
Royal London: An adviser's experience of a claim
In our latest podcast, Ryan Radford, Managing Director of Zebra Mortgage Centre, talks to us about his experience of making a successful claim on behalf of a client - even though no premiums had been paid.
CuraVision - The ABCs - Miss H - HIV
In her latest CuraVision The ABCs, Kathryn talks about Hannah*. Hannah came to us because she had recently taken on a mortgage with her partner and wanted to make sure that she had life insurance in place.
Selling income protection from home is easy with the Exeter
Did you know our adviser portal has some great features that make it easier for you to sell income protection while working at home?
Royal London: Has your advice changed a life?
At Royal London we remain committed to supporting the adviser market; steadfast in the belief that financial advice has the power to change lives.
The Exeter: 50% of our income protection claim forms are now completed within 48 hours of being received
Our Chief Operating Officer Chris Pollard spoke to iPipeline UK about how we're utilising AlphaTrust Corporation technology to improve our claims process for our members.
AIG: Business Protection: Keeping it simple
Contrary to popular belief, writing BP doesn't require an accountancy qualification or having a deep understanding of tax. If you write individual protection, there's no reason to not write business protection. Despite the different structures, the process is the same.
AIG: Key Person Cover - protecting the irreplaceable
"How would your clients handle the loss of a key person within their business?" That's all there is to it. Asking this one simple question is all it takes to introduce Key Person Cover to your clients.
Royal London: Extra Helping Hand support
To help customers at this difficult time, weve arranged three months free access to mental and physical wellbeing apps. This is offered as part of our Helping Hand support service, included with all our protection plans.
Cura: The Practical Protection Podcast - Episode 10 - HIV
In the new episode of the Practical Protection Podcast, Kathryn and Andrew are focusing on HIV, with special guest Rosalie Hayes from the National Aids Trust.
HealthWise helping me to live with diabetes
With more than five million people expected to be diagnosed with diabetes in the UK by 2025 it is a very real health issue facing your clients and their families.
The Exeter: Fiona's story: HealthWise - helping me to live with diabetes
With more than five million people expected to be diagnosed with diabetes in the UK by 2025* it is a very real health issue facing your clients and their families.
CuraVision: The ABCs - Mrs H - HIV
In her latest CuraVision The ABCs, Kathryn talks about Hannah*. Hannah had been living with HIV for a number of years, had a long history of depression and had been diagnosed with autism a few years before speaking with Cura.
AIG: Shareholder Protection - why does it matter?
Company ownership can be tricky to negotiate at the best of times, let alone when something happens to a key person. Thats where Shareholder Protection comes in. It lets business owners buy back shares from a shareholder in the event of their illness or injury, helping them stay in control and minimise any disruption.
The Practical Protection Podcast Episode 9 Diabetes
In this episode we are chatting about diabetes. We try and keep the inevitable focus on coronavirus to a minimum in these episodes, but it's certainly unavoidable throughout this one
The Exeter: 2019 Income Protection Claims
In 2019 we paid 91% of all new income protection claims we received from our members. Behind this percentage are more than 1,300 members, receiving an average of £3,920 per claim.
Cura: The Inbetweenysode Podcast - Mental Health: An Insurance Walkthrough
This is the first in a series of shorter podcasts called "The Inbetweenysode", which we are running in addition to our regular Practical Protection episodes. We have deliberately made theses shorter, so that we can focus upon the key points that you need to know.
Cura: The Practical Protection Podcast Episode 8 Protecting Your Income Special Guest Kara Gammell, Award-Winning Journalist & Blogger
In the latest episode of the Practical Protection Podcast we are thrilled to be joined by award-wining financial journalist and blogger, Kara Gammell