Industry news and views from Panacea and our partners.
Income Protection_
Royal London: Income Protection for tenants and their families
Whether youre already exploring opportunities in the UK rental market or have it on your to do list, were here to help you raise awareness of the benefits of Income Protection for tenants.
Practical Protection Podcast - Intergenerational Wealth Planning (40 minutes)
Hi everyone, I hope you managed to catch the Inbetweenysode last week, where I spoke about commission and fees. With there being a lot of discussion about this recently online, I thought it was the perfect time to speak through some of the pros and cons of each.
Practical Protection Podcast - Gender and Income Protection (40 minutes)
This week, Jo Elphick from Legal & General is joining me and Roy McLoughlin in the new episode which focuses on gender and income protection. Legal & General have been looking at how gender influences the way that people engage with group income protection insurance. The statistics are quite interesting!
Aviva: What goes up can also come down
Incomes can change unexpectedly, but our Income Protection includes one of the best-in-market benefit guarantees, so your clients lifestyles dont necessarily have to.
Royal London: How to make income protection an essential part of menu conversations
Join us on Tuesday 9 March at 10.30am where well discuss the importance of including Income Protection as part of a Menu Plan. Well explore common objections and provide tips and ideas to help overcome these.
The Exeter: We love income protection
At The Exeter, we love income protection (IP) and despite sales having increased by 21% in 2019*, we know that it doesnt get enough airtime.
The Exeter: Preparing for your income protection conversation
If anything, 2020 has taught us to expect the unexpected, and that being unable to work can quickly turn our world upside down.
The Exeter: Making it easy for you to talk about income protection
Income protection (IP) sales grew by 21% year-on-year in 2019*, but despite this growth life insurance and critical illness remain a priority for many when discussing protection needs.
The Exeter: Introducing our new Income first toolkit
At The Exeter we believe that safeguarding income should be the foundation of every financial protection conversation. Thats why were asking you to put your clients income first when determining their protection needs.
Inside IP interviews Vicky Churcher
We chat to AIG Life's Intermediary Director Vicky Churcher about understanding the real value of income protection and bridging the gap between insurers and advisers.
A spotlight on the self-employed: 60 minutes unstructured CPD content from The Exeter
Our latest research Ill Prepared 2020 the self-employed financial resilience report takes an in-depth look at the near five million self-employed workers in the UK.
The Exeter: Income protection is a necessity not a nice to have
Arguably the need for income protection insurance (IP) has never been greater particularly for the near five million people who are self-employed.
The Exeter: 50% of our income protection claim forms are now completed within 48 hours of being received
Our Chief Operating Officer Chris Pollard spoke to iPipeline UK about how we're utilising AlphaTrust Corporation technology to improve our claims process for our members.
The Exeter: 2019 Income Protection Claims
In 2019 we paid 91% of all new income protection claims we received from our members. Behind this percentage are more than 1,300 members, receiving an average of £3,920 per claim.
ABI report - The impact of individual income protection on universal credit (Unstructured)
The Exeter: HealthWise - unique benefits built on experience
Illness and injury can happen to anyone at any time, and for some it can have a big impact on everyday living, both now and in the future.
The Exeter teams up with Panacea Adviser
Panacea Adviser is delighted to announce its partnership with award winning specialist health insurer, The Exeter. The new tie-up will provide the Panacea Adviser community with an extension of their current resources, providing advisers with access to a range of tools and supporting material focusing on income protection and life cover.
Royal London: Could your self-employed clients use the difference in National Insurance contributions to help buy a protection plan?
If a client is self-employed, they won't be able to rely on common employer benefits such as death-in-service cover or sick pay.
Royal London: Join our webinar to discover how our income protection works
Please join us from 10am to 11am on Wednesday 28 August for our next webinar on income protection.
Royal London: Register for our next protection webinar - Why mortgage clients need income protection
Register for our next protection webinar - Why mortgage clients need income protection
Royal London: Giving you and your clients more choice
Losing an income due to an illness or injury is one of the biggest risks your clients will face. Having a flexible approach to income protection could help you provide the right cover at the right price.
Royal London: Our change could help make the income protection sale easier
Our new 5-year term for income protection could make the product more desirable for some clients.
Guardian: When the Wheel of Life says your client cant work
Most providers offer waiver of premium as an optional extra, but it normally comes with a cost. The reality is, trying to upsell protection is an already difficult task. Thats why at Guardian our built-in Premium Waiver comes as standard. So, if we offer someone cover, they automatically get waiver, regardless of their age, occupation or any sports they play.
Old Mutual Wealth: Protection Cover Continuation
If you take out a joint life policy that pays out when the first person becomes ill or dies, the policy will end when you receive the pay-out. This will leave the second person covered by the policy without any cover for the future. But does the pay-out mean they are financially secure for life?
Royal London: The importance of protecting a property portfolio - case study
Landlords - like any other business owner - need to make provision should the very worst happen, to protect their families and their lifestyle.
Royal London: Income Protection when it matters most
Protecting against injury or illness should be right at the top of a clients list when it comes to protection. But despite it covering the biggest risk, income protection still isnt bought as often as life cover or critical illness cover.
Royal London: Just the job - Our Income Protection is tuned to your clients' needs
Being off work because of an illness or injury is one of the biggest risks your clients face. Thats why weve updated our Income Protection to meet more of your clients needs.