Industry news and views from Panacea and our partners.
Auto-Enrolment_
Family Asset Pension Trust: Automatic enrolment: Do you really know your staging date?
Let Family Asset Pension Trust assist you with the process of Staging and establishing your Auto Enrolment compliant scheme.
Have your clients missed their Staging Date????
They are not alone...! depending on which publication you read the numbers of employers who have not acted in time could run into the 1,000s
Scottish Life: New flexibility and death benefit rules Partners in LLPs might need to be automatically enrolled
A ruling by the Supreme Court could mean that partners in a LLP might have to be considered for automatic enrolment. We look at the courts findings and the Pensions Regulators interpretation.
Scottish Life: New flexibility and death benefit rules
A new pension revolution was kicked off by George Osborne in his fifth Budget in March 2014. Assuming his plans are not derailed there are a number of new options and changes to existing rules.
Panacea welcomes Family Asset Pension Trust to the community
Panacea Adviser is delighted that Family Asset Pension Trust (FAPC) has joined its growing list of partners.
Scottish Life: Partners in LLPs might need to be automatically enrolled
A ruling by the Supreme Court could mean that partners in a LLP might have to be considered for automatic enrolment. We look at the courts findings and the Pensions Regulators interpretation.
Scottish Widows: DWP Response
Important information on initial commission. We recently communicated to the market that initial commission for new and existing schemes is coming to an end. Initial commission will end for all qualifying corporate schemes from 3rd November 2014.
Scottish Life: Auto-enrolment lessons to be learned
In their latest research and analysis report into auto-enrolment, The Pensions Regulator (TPR) has given us an inkling as to what the next two years or so will bring for employers and their advisers.
Aegon: Auto-enrolment - 2 years on and the challenges ahead
In 2012 the UK embarked on one of the greatest pension experiments automatic enrolment. We may only be two years on, but the experiment seems to be making a difference, with 4.5million employees having already been auto-enrolled into their employer pension scheme, with a much lower opt-out rate than generally expected.
Everything you wanted to know about the AE Common Data Standard
There are around 30 pension providers an employer can choose to set up their workplace pension and around 40 further providers who will convert their existing workplace pension into a scheme that qualifies for workplace pension.
The Panacea Auto-Enrolment Video Series - 2 new videos for you to use
Two more videos have been released in this great series, giving you more marketing material to help you grow your auto-enrolment business. The two latest ones are 'How to postpone Automatic Enrolment' and 'Managing opt-outs.'
Scottish Widows: Workplace Pensions Report 2014
More than three-quarters of people are now aware of Automatic Enrolment.
Panacea Auto-Enrolment Video Series - 'Making Contributions' and 'Administering your scheme'
Two more videos have been released in this great series, for you to brand and use to help you grow your auto-enrolment business.
Scottish Life: Our charge cap and commission stance
Our workplace pension charges will be changing to comply with the new legislation capping default fund charges and banning commission and consultancy charging on qualifying and auto enrolment schemes.
Hear about the latest auto-enrolment opportunities - September 2014
With 32,000 small and medium sized firms due to reach their auto-enrolment staging date in the 12 months to April 2015, insurers are raising concerns that between a quarter and a third of employers who should have staged in April and May this year remain unaccounted for - the need for support and advice is therefore greater than ever.
LifeCash Pro: How others use it
Last week, Panacea announced their partnership with LifeCash Pro, an iPad app that can delivery fast, effective and easy-to-use cash-flow modelling.
Just90 TV & develop videos for you and your clients
Panacea has teamed up with Just90.TV who have created a number of short videos which can be used to enhance your marketing campaigns. They can sit on your website and can be shown to clients at meetings.
Health Shield: Improving health and wellbeing through pensions auto-enrolment
Auto-enrolment has pushed the needs of employees to the front of employers minds and theyre now not just thinking of pensions, theyre thinking of their overall benefit offering.
Principal IFAs: Auto-enrolment yin yang
From large employers who collectively employ millions, to smaller employers who have a small number of employees per firm but who number in their millions.
Scottish Life - Better workplace pensions: its not just caps and commission
In the immediate aftermath of the DWP's snappily entitled paper "Better workplace pensions: further measures for savers" the wires were abuzz with talk of charge caps and the banning of Active Member Discounts (AMD) and commission.
NEST Live
This years NEST Live events are taking place in May around the UK. There will be morning sessions for advisers and afternoon sessions for payroll providers.
Hub eNews: Editor's picks
Download our new client guide, plus articles and an approach letter to companies.
Twitterview with Adviser-Hub
Following on from previously successful Twitterviews, Panacea Adviser ran a Twitterview with Adviser-Hub on 26th March 2014 on Using auto-enrolment, the Budget and more to communicate with clients
Scottish Life: Introducing the markets first scheme risk profiling tool
Were about to help you make the suitability assessment process for your corporate clients a whole lot easier.
Panacea launches all new Auto-enrolment microsite
New rules and regulations which are frequently introduced to the adviser world are often fraught with difficulties and can lead to a reduction in income as a result. However, the new pension reforms are providing opportunities for additional revenue streams in the shape of auto-enrolment.
Aegon: You have to skate to where the puck is going to be
Theres a great story about Wayne Gretzky. Now for those of you who dont follow ice hockey or know who he is, Wayne Gretzky - nicknamed The Great One - is recognised as the greatest ice hockey player ever.
Aegon UK launches new auto-enrolment hub
Aegon UK has launched a new auto-enrolment online hub to support employers, employees and advisers in the run up to staging and beyond.
Aviva: Free auto-enrolment planner now available
Weve launched a ground-breaking new planning tool that helps you support multiple clients through auto-enrolment.
Scottish Life: Technical corner - AE and existing schemes
Our technical expert, Jim Grant, answers a frequently asked corporate pensions question regarding the minimum contributions required for auto enrolment.
Aegon: The legal requirements of auto-enrolment
Auto-enrolment is a subject that has been, quite frankly, covered to death by the media. When a topic gets so much coverage it's sometimes easy to overlook the kernel of truth - the real driver behind change.
Pension- somewhere cheap to stay in France?
Both my wife and I paid into a pension as soon as we started work at age 17, and we increased the contribution percentage of our salaries several times during the 1970s throughout the 1980s, and our employers also increased their contribution percentages as well.
Advisers have to educate and partner with accountants
Automatic enrolment is a potential game changer for UK pension provision - bringing an estimated 10 million people into long-term saving for the first time.
Aegon: Auto-enrolment - your corporate Trojan horse
Auto-enrolment is the biggest opportunity the UK advisory market has faced for years. To paraphrase the great sage Edmund Blackadder, it's a six story opportunity with a large luminous sign on top saying big opportunity here.
Scottish Life: Auto enrolment - learning from experience
More than a year after the first employer's auto enrolment staging date, Jamie Clark reflects on the many hard lessons learned by employers, providers and advisers.
The latest UK womens pension savings figures revealed
Its just over a year since the start of the one of the biggest revolutions in workplace pensions saving, with the introduction of automatic enrolment. The early signs are good with fewer than one in ten opting out in the first month after being enrolled. However, there is no room for complacency.
Aegon UK welcomes the OFTs agreement with industry and calls for ongoing focus on the successful delivery of auto-enrolment
Aegon has announced its support for the agreement OFT has reached with the industry to strengthen scheme governance and to undertake an audit of older and higher charging schemes.
Aegon: Automatic enrolment for small business owners
Advisers providing support to corporate clients, individual directors and business owners of all different types
Scottish Life: DWP ban consultancy charges in auto enrolment schemes
We consider the details of the ban and the impact it will have on corporate pensions advice
Aegon: Auto-enrolment cost calculator
Whether your client is an employer with an existing company pension scheme or starting a scheme for the first time
Small pot transfers - an auto enrolment update
We look at the Government's proposals for the automatic transfer of small pension pots.